Atlas Holding Talk to us
Istanbul · New York · Zurich

Cross-border financial
infrastructure, built to last.

Atlas Holding is a privately-held financial group operating regulated payments, banking technology and capital-markets businesses across Türkiye, the United States and Switzerland.

Explore the group Partner with us
$2.4B
annualised payment volume
3
regulated jurisdictions
11
operating companies
180+
specialists across 3 hubs

Authorised & supervised under

  • BDDK · Türkiye
  • SPK · Capital Markets Board
  • FinCEN MSB · United States
  • NYDFS Money Transmitter
  • FINMA · Switzerland
  • VQF SRO Member
What we do

Three verticals. One operating discipline.

Atlas Holding invests in, builds and operates financial businesses where regulation, technology and trust intersect — the parts of the market most others find too hard.

Payments & Money Movement

Real-time domestic rails, cross-border FX corridors and merchant acquiring — operated under MSB, NYDFS and BDDK frameworks.

  • Card acquiring & issuing
  • USD / EUR / TRY / CHF settlement
  • SWIFT, SEPA Instant, FedNow, FAST

Banking Technology

Core-banking, ledger and risk infrastructure licensed to regulated institutions — the same stack we run internally, hardened in production.

  • Multi-currency ledger
  • KYC / KYB / sanctions screening
  • Treasury & reconciliation

Capital Markets & Wealth

Cross-border brokerage, structured products and private-wealth services for entrepreneurs operating between Europe, Türkiye and the US.

  • Equity & fixed-income execution
  • Tokenised treasury & RWAs
  • Multi-jurisdiction reporting
Markets

Local presence in three financial capitals.

Each office is staffed by licensed local teams — not a sales outpost. That is how we operate inside three of the world's most demanding regulatory environments.

Türkiye

Headquarters · Istanbul, Levent

  • RegulatorBDDK · SPK · MASAK
  • LicenseElectronic Money & Payments
  • FocusAcquiring, FX, fintech ventures

Atlas Türkiye anchors the group. From Istanbul we run domestic payment rails, merchant acquiring and the engineering teams behind our shared banking platform.

United States

Atlas Holding US LLC · New York

  • RegulatorFinCEN · NYDFS · State MTLs
  • LicenseMSB & Money Transmitter
  • FocusUSD corridors, US merchant programs

New York is our gateway to USD clearing, FedNow access and US institutional partnerships. The US entity is the contracting party for North-American clients.

Switzerland

Atlas Holding AG · Zürich, Bahnhofstrasse

  • RegulatorFINMA · VQF (SRO)
  • LicenseFinancial Intermediary, DLT-ready
  • FocusWealth, custody, structured products

Zürich houses our private-wealth and capital-markets arm — and the DLT & tokenisation team building the next generation of Swiss-supervised digital-asset products.

Portfolio

Operating companies under Atlas.

We hold majority stakes and operate each company end-to-end. Brands are kept locally relevant; the platform underneath is shared.

Atlas Pay

TR · US

Card acquiring, payouts and merchant accounts for global online sellers.

Atlas FX

CH · TR

Multi-currency corporate FX with execution in CHF, EUR, USD and TRY.

Atlas Core

Group · B2B

Licensable core-banking, ledger and KYC platform used across the group.

Atlas Wealth

CH

Private-wealth and structured products from our Zürich office.

Atlas Securities

US

Cross-border brokerage rails for institutional and ultra-HNW clients.

Atlas Digital Assets

CH

FINMA-supervised tokenisation, custody and on-chain treasury services.

Atlas Ventures

Group

Strategic capital into fintech infrastructure across our three markets.

Atlas Risk Labs

Group

Sanctions, fraud and AML technology — built in-house, sold to partners.

Trajectory

A decade of patient, regulated growth.

  1. 2016

    Atlas founded in Istanbul as a payments engineering firm.

  2. 2019

    First electronic-money authorisation granted in Türkiye.

  3. 2021

    Atlas Holding AG incorporated in Zürich; VQF SRO membership.

  4. 2023

    Atlas Holding US LLC registered with FinCEN; NYDFS process opened.

  5. 2025

    Atlas Core platform crosses $1B in annualised volume.

  6. 2026

    Atlas Digital Assets launches in Switzerland under DLT framework.

Governance

Built for institutional trust.

Atlas operates with the controls expected of a regulated banking group — independent risk, external audit, and quarterly board oversight across all three jurisdictions.

Risk & Compliance

Independent CCO and CRO in each jurisdiction, reporting directly to the group board.

External Audit

Annual financial and ISAE 3402 controls audits performed by a Big-Four firm.

Information Security

ISO 27001 and PCI DSS Level 1 program covering all consumer-facing products.

Contact

Talk to the right desk.

We work with regulated counterparties, institutional clients and select strategic partners. For all other enquiries, please use the general contact below.